Chase Sapphire Reserve®: Earn 50,000 bonus Ultimate Rewards points after you use the card to spend $4,000 on purchases within the first 3 months of opening the account (estimated value: $750)ģ. Amex Platinum: Earn 75,000 Membership Rewards points after you use the card to make $5,000 in purchases within the first 6 months of opening the account (estimated value: $1,200)Ģ. Amex Platinum : $175 for up to 3 additional cardholders (total: $725/year)Īs you can see, when you add additional cardholders, almost every card offers a better annual fee than the Chase Sapphire Reserve ®–except for the Amex Platinum, which can be pricey when you want more authorized users to enjoy the benefits of the card. Chase Sapphire Reserve®: $75 for each additional cardholder (total: $625)ģ. United MileagePlus Club: $0 for each additional cardholder (total: $450/year)Ģ. Delta Reserve: $0 for each additional cardholder (total: $450/year)ġ. Hilton Honors Amex Aspire: $0 for each additional cardholder (total: $450/year)ġ. There’s another component to annual fees, however–additional cardholders.ġ. As you can see from above, almost all premium cards charge $450 per year to use them, with the exception for the Amex Platinum, which is in second-place at $550. For premium credit cards, this holds especially true, as they typically cost hundreds of dollars for the opportunity to earn large rewards. Annual FeeĪnnual fees can be a big factor in deciding whether to use a credit card. Okay, now that you understand why the Chase Sapphire Reserve ® credit card is such a versatile card, let’s compare it across a number of key categories with its competitors, including:īecause each card has different aspects that may make it a better choice depending on what you value in a travel rewards credit card, we’ll be ranking each card to see how it stacks up again the Chase Sapphire Rewards card. Travel and emergency assistance services: 24/7, 365 days a year Travel Accident insurance: Up to $1,000,000 Trip Cancellation/Trip Interruption Insurance: Up to $10,000Īuto Rental Collision Damage Waiver: Primary coverage Earn up to $100 towards the application fee for Global Entry or TSA Pre?®.Gain access to over 1,300 airport lounges around the world after an easy, one-time enrollment in the Priority Pass™ Select program.This includes a 50% bonus when points are redeemed for airfare, car rentals, hotels, and cruises through the Chase Ultimate Rewards® portal Point value: Estimated between 1 to 1.5 cents per point. Travel credit : Earn a $300 annual travel credit as reimbursement for travel-related purchases charged to the card each account anniversary year. Sign-up bonus: 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from opening an account. Rewards: up to 10x points on Travel and Dining from airfare and hotels to fine dining and cafés, 1x points for all other purchases Delta Reserve® Card from American Expressįirst, let’s take a look at why the Chase Sapphire Reserve ® remains one of the most sought-after credit cards for those who love to travel–and much more! Chase Sapphire Reserve® at a glanceĪnnual fee: $550 ($75 for each additional cardholder).Hilton Honors Aspire Card from American Express.
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